National debt solutions and commercial credit reporting
17+ years in debt acquisitions, collections, brokering and data furnishing to the major business credit bureaus. We serve collection agencies, financial institutions and businesses nationwide.
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What we do
Debt and credit services, end to end
From portfolio acquisitions to commercial credit reporting, DebtPro gives agencies, institutions and businesses one counterparty for the whole lifecycle.
Debt Buying
Strategic portfolio identification and acquisition across asset classes. We match your budget to the right receivables, whether payday, credit card, auto, medical or student loan debt.
Learn more →Debt Selling
Liquidate portfolios at competitive market pricing. Our buyer network spans collection agencies, investment firms and financial institutions looking for quality receivables.
Learn more →Debt Collection
Full-service collection operations including payment processing, skip tracing and recovery maximization. We work receivables from first-party through charged-off, consumer and commercial.
Learn more → Core capabilityData Furnishing & Credit Reporting
Registered data furnisher with D&B, Experian Business and Equifax Business. We report commercial credit data in Metro 2 format so businesses can establish and build credit profiles through accurate, timely reporting.
Learn more → Core capabilityCommercial Credit Services
Business credit facility origination, credit agreement management and ongoing account maintenance for businesses that want tradeline history with the major business bureaus.
Learn more →AI CRM, Skip Tracing and Payments
A work queue scored by likelihood to pay, six-plus source skip tracing with 24-hour turnaround, and PCI-compliant payment processing with ACH, cards, IVR and payment plans.
See the platform →Bureau registered
Registered data furnisher with the nation's business bureaus
DebtPro is a registered data contributor with the leading business credit bureaus. Our Metro 2-compliant reporting infrastructure makes sure credit data is submitted accurately and on time, every month.
- Monthly Metro 2 files, validated before transmission
- e-OSCAR dispute handling within the FCRA windows
- Account status, payment history and utilization reported
- FCRA and GLBA compliant data quality controls
Global Trade Exchange participant. PAYDEX score impact through verified trade data. Our contributions feed D&B commercial profiles used by lenders, suppliers and partners worldwide.
Intelliscore and business credit file contributions. We report account status, payment history and credit utilization data that affect Experian business credit scores.
Commercial account data reporting for complete business credit profiles. Our submissions contribute to the Equifax commercial database used for credit decisions and risk assessment.
How it works
Three ways to work with DebtPro
Whether you are selling paper, buying it, or building business credit, the first step is the same: send us the file.
Send your portfolio or account file
Excel, CSV or most standard formats. Sellers get competitive bids from our buyer network within 72 hours. Buyers see available inventory and pricing.
We handle diligence, documentation and compliance
Chain of title, licensing checks and purchase agreements, managed by our team. Most closings fund in 5 to 15 business days by wire.
We report, collect and recover
Accounts are reported to the bureaus monthly, worked through the AI queue and paid through every channel your consumers prefer.
How DebtPro works, in about a minute.
DebtPro MarketplaceMarketplace
Buy and sell debt portfolios online
The DebtPro Marketplace is built for professional debt buyers, sellers and brokers. Browse verified portfolios, place bids, negotiate and close, all in one account.
- Verified listings across credit card, medical, auto, telecom and commercial paper
- Bid, message and manage transactions from your dashboard
- Free account for buyers and sellers
About DebtPro
A national financial services company
DebtPro specializes in debt portfolio acquisitions, brokering, collections and commercial credit data reporting. With over 17 years in the industry, we serve collection agencies, financial institutions, businesses building credit, and investors looking for quality portfolios.
Our team has managed thousands of portfolio transactions and processes credit data for businesses across the country. Whether you need to buy or sell debt, collect on receivables, or build your company's credit profile through bureau-reported tradelines, DebtPro has the infrastructure and experience to get it done right.
Regulatory compliance
Licensed, registered, compliant
DebtPro maintains full compliance with the federal and state regulations that govern debt collection and credit reporting.
FCRA compliant
Full compliance with the Fair Credit Reporting Act: accurate data reporting, consumer dispute handling and proper furnisher obligations.
FDCPA compliant
All collection practices follow the Fair Debt Collection Practices Act: proper disclosures, communication standards and consumer protections.
GLBA compliant
Gramm-Leach-Bliley safeguards for all nonpublic personal information, with a written information security program and privacy policy enforcement.
BSA/AML compliant
Bank Secrecy Act and anti-money laundering controls: Know Your Customer verification and suspicious activity monitoring for every transaction.
e-OSCAR registered
Registered participant in the electronic Online Solution for Complete and Accurate Reporting system for automated dispute resolution with the bureaus.
Metro 2 certified
Every credit data submission uses the Metro 2 reporting standard required by the major bureaus. Structured, validated data for every account reported.
Client feedback
Trusted by industry professionals
From the collection agencies, financial consultants and business professionals who rely on DebtPro every day.
DebtPro's data furnishing capabilities transformed our business credit profile. Their Metro 2 reporting is accurate and timely, and our PAYDEX score improved significantly within 60 days.
We've relied on DebtPro for portfolio acquisitions for over five years. Their due diligence process and secure transaction handling make every deal smooth and professional.
As a collection agency, partnering with DebtPro for both portfolio sourcing and data reporting has streamlined our operations considerably. Their compliance team is thorough and responsive.
Get in touch
Contact DebtPro
Ready to discuss a portfolio transaction, a data furnishing arrangement or commercial credit services? Send the form and we respond within one business day.
- Phone(561) 254-6608
- Email[email protected]
- Business hoursMon to Fri, 9:00 AM to 6:00 PM EST